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Tag: adjuster claims

Reasons To Look For A Public Adjuster In Chicago

When residents or businesses file insurance claims, many of them don't realize the amount of work involved. This leaves the consumer with one of two choices: 1) Hire a public insurance adjuster, or 2) rely on their insurance company's adjuster to right by them. Option two might be similar to letting your wife's attorney make your decisions in a bitter divorce settlement. In the next paragraphs, we will explain why hiring a public insurance adjuster is the better option.

These adjusters are professionals hired by a homeowner or business to assess and manage damages/losses that should be covered by an insurance policy. They manage the settlement of insurance claims on behalf of their clients to ensure proper reimbursement is received, and nothing is left unchecked. You can find the top public adjuster like AllCity Adjusting  online. They are especially useful when the insurance company is disputing your claim.

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The main difference between a public adjuster and the adjuster that is provided by your insurance company is where the loyalty lies. A company adjuster works for the insurer to minimize payouts of insurance claims, or possibly to deny them as often as possible. On the other hand, public adjusters work on behalf of the policyholders and try to achieve the highest possible settlement for their clients

Since public adjusters go through the same training and licensing as company adjusters, they know the key issues these company employees will be looking for. In many cases, they will negotiate with the insurer for a higher payout. Their job is usually over when the claim is settled, but public adjusters will also help in refiling the claim if additional damages are discovered.